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Proper medical cover is a must. It is one of the best leverage as the hospital is one of the first place if anything more serious than typical illness occur (common cold etc). I have a ex-colleague whose father went into hospital due to cancer and incurred almost 50K in 2-3 weeks. After that, he imm...

For locals, I believe that the main reasons people still buy is because: - The interest rate is low. - The job market is doing well so people are secure. This is very important for people even though we know that job security is a myth in bad times - They are afraid that property will still go up fu...

Hi Patng8 Actually, my personal views are that nothing is certain and we have to make sure we are all right if we are wrong. Something that Dennis always advocates. The scenario you mention can really happen but there is other cost in moving that has to be taken into account. I have a friend who sol...

I find that it is important to be very discriminating (not negative) when it comes to evaluating any information that comes our way. Such statement or foresight can be put up initially as a hypothesis or a assumption at best. Perhaps after that, maybe systematically think through the following: - Ev...

I have been thinking about this as well. I think its the raw materials companies that may benefit. Personally, I feel that timber is required for a lot of construction as I believe substantial housing in that part of Japan is made from that material. But I am happy to see the Japanese companies rall...

I think there are only a few things in life that people really fear and worry.... - Health - Wealth - Relationships For each, there is a quantitative and qualitative aspects which are important. For those who know that I jumped out of my previous life into the present unknown, I deal with this 3 are...

Hi, As a financial planner myself, I would actually prefer to help clients increase their financial knowledge (preferably through Dennis) so that they are able to manage their funds independently themselves. With ILP, insurers are actually transferring the responsibilities of investment to the fund ...

Just to share Though I do not know what they are teaching, but at least its on the right direction. ch. ------------------------------------------------------------------------------ Aug 30, 2010 Financial literacy in schools By Leow Si Wan Teachers who have been through the programme will be roped ...

Hi Ax, I should be attending 1 of Dennis seminar in August. So I will see u there as well! As someone who believes in education and having been in the education service for a while, investing in continuous learning is the only thing that has help kept me relevant at work. So it is with the same beli...

Hi Ax, You don't know me. But reading your post reminds me of when I started working at 25. I had 0 idea of not just investment. So as what Dennis mentioned, I think you already have a good start. I got married 2 years after graduations and its true, I had to finance many things by myself. It's not ...

Alvin, great work.

Its the first time I saw your website as its nice with lots of information. I have plans to have my site on personal finance in time to come too.

ch.

Hi Dennis,

I would be interested in attending your business seminar if you ever think of creating it. I agree though that not everyone should run a business and neither is it necessary to do so to reach our financial goals.

Cheers,
ch.