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Dennis...

I understand now...

wealth is created constructively rather than through destructive methods... after all we all belong to one universe...

Just some questions... I totally agree that wealth is about serving more people and increasing value add to others... But if the cause of the financial crisis is the financial industry itself and greed... then why do people working in the bank get paid so much? I am not disagreeing with this fact th...

Hi Whye.. Thanks for your reply.. I guess the road to success is always not easy.... Right now, I'm 28. still got a long way to go... sometimes I wonder if I myself will be successful one day... Just to share... i've been reading success literature for quite a while.... countless of them.... until i...

His last sentence.. strikes a a chord...

I got a feeling the next downturn will be very severe.

Thanks Dennis. Found out that e hdb interest rate is pegged to plus 0.1% of prevailing cpf interest rate.

Dennis, A question.. for EC, I understand we cannot take HDB loan... can only take up bank loan.. however, for bank housing loans, from what I understand, the interest rate will not be flat at 2.6% like the HDB housing loan... Right now, we are having record low interest rates.. however such low int...

Oh forgot to say something... I have realized.. by actually saying something in the forum... people will start to contribute.... i think more people get to gain that way?

just something for people who think of posting but dont know what to say...

thanks to all who have contributed..

Hi, http://www.bbc.co.uk/news/science-environment-12885271 The answer is not yet.. but estimated at 2013. Yes. Ipads.. I think people like Seth Godin.... Tim Ferris... not to mention tons of others. Hm... actually we all learn in history textbooks that china emperors.. culture has been around for a ...

Dennis.. actually after the crash... do you think the US will ever recover? or they will be japan... down for decades... after all they have been dominating the world for the past century.. I do not doubt the enterprising spirit of americans... afterall they fall and they rise again..

Hm.. i think that's a very good story.. haha..

that's super fast..

Hi all, thanks for the advices.. actually i'm kind of asking for my mum.. cos she's near to age 50... what ben graham said din really make sense in our local context.. that's why i am asking for advices... she's been putting money in fixed deposit yearly.. i think its really pointless cos inflation ...

Just a question.. in the intelligent investor.. it is mentioned that bonds could be considered as a part of our portfolio...

however it seems that the yield of our SG government bonds is pretty low.. is it then still worthwhile to consider bonds as part of our investment portfolio?

some questions i have regarding inflation.. from the intelligent investor.. it is mentioned that to beat inflation.... there's a few ways to go about doing it.. investing in stocks.. possibly investing in precious metals like silver and gold.. and TIPS. wish to hear advice regarding this area of fin...

This post reminds me of a statement I picked up from "the Intelligent investor"... "The intelligent investor must always be on guard against whatever that is unexpected and underestimated".. I think sometimes humans get complacent thinking they will never be wrong.. I do think it...