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Hi Daringd,

I think the HDB loan downpayment is 5% if your age is below 30 years old. Max loan is 95%.

Hi Dennis,

I wish you can continue share your experience and teaching us. I am not really active do a posting here but is my habit to go in forum everyday to learn from you.

How about HDB upgrade? Let say I bought HDB 4-Room first then private property. In future if want I upgrade my HDB 4-Room to 5 Room, do I still have to sell my private property?

Below is from PropertyGuru:- http://www.propertyguru.com.sg/property-management-news/2010/9/28565/Same+rules+apply+for+overseas+homes "According to HDB, the new rule also applies to people owning a property abroad. This means that an overseas property must be sold within six months of purchasin...

Hi Dennis, I have not verify this 7-8% from 3rd party sources yet, this is my first time attend the Australia Property exhibition. I did not put down booking fee ($5k) and the 10% deposit ($30k+), I do not think I can trust the salesmen. The property location not that bad, walk distance to the Unive...

The salespeson show me the rental yield is 7%-8%, is the apartment near the University. AU$300k+, pay 10% of the purchase price now, 2.5 yrs later then get a housing loan from local bank and start the housing loan repayment. Housing loan interest 7-8%? The salaesperson told me that for Singapore Cit...

Hi Dennis,

We bought our new hdb flat 2 years ago, can we buy the Australia property for investment purpose?

The 20% and 3% cash of the private condo price is NOT easy if we want to keep our HDB. I think we need at least $200k cash available to affort one bedroom condo for invetment purpose.

For myself, I start with $5k+ (5-10 lots) in one stock...slowly will increase more, of course can not touch the "just in case" fund. I also want to put some $ in silver/gold saving account with uob bank. Will consider the UK endowment also. start with min. $10k for 5-yrs. Our endowmetn fro...