Worthwhile to choose banks based on "freebies"?

[Dennis Ng]

Nailing down that home loan in Singapore Sunday Times 2 July 2006

In the article entitled ?Nailing down that home loan? published in Sunday Times 2 July 2006, Dennis Ng of http://www.HousingLoanSG.com shared many useful information on choosing a Housing Loan in Singapore.

Here?re his comments for your easy refernce:

Worthwhile to choose banks based on Freebies offered?
From time to time, banks will offer freebies such as a free credit card and lower interest rates for renovation loans to draw you into signing up for one of their mortgage packages.

In comparing different loan packages, do not be overly excited by the freebies. Most of the time, it?s not worthwhile choosing a loan package based on the freebie offered.

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