Why apply Loan through us instead of directly with banks?

[Dennis Ng]

One of the most common questions I'm asked by consumers enquiring about our service is

Why use a mortgage broker such as http://www.HousingLoanSG.com ?
In competitive Housing Loan markets many lenders use an array of rate offers and other incentives to attract customers.

To many consumers, due to their infrequent purchases of mortgage products, the mortgage market may appear confusing and somewhat daunting. A mortgage broker can guide them through the process of selecting a suitable mortgage and offer mortgage and property related financial advice.

For borrowers with poor credit records, or other unusual circumstances, finding a lender may be difficult. A mortgage broker, having specialized knowledge and multiple lending sources, will normally be a valuable resource in obtaining financing.

What are the things we do for you?

1. we find out about your needs and wants for Housing Loan.

2. We help assess borrowers circumstances. This may include assessment of credit history (normally obtained via a credit report) and affordability (verified by income documentation).

3. We help you assess the market to find a Housing Loan package that fits your needs.

4. Applying for PRIOR in principle Bank Loan approval.

5. Gathering all needed documents (paystubs/payslips, bank statements, etc.),

6. Completing a Housing Loan application form. (we can help you apply to a few Banks at the same time.

7. Submitting all material to Banks and follow up on approval process with bank.

8. Help negotiate for lower legal fees so that you enjoy cost savings in legal fees.

9. Provide a FREE Annual Review of your Housing Loan to ensure you always get the BEST deal.

10. Help answer your questions/queries regarding issues such as CPF usage, HDB rules, Capital Gain rules, Procedure of Purchasing a House, etc, etc.

You will definitely SAVE Time and Money by engaging our service. We do NOT charge a fee for our service. Thus, you have everything to gain and nothing to lose by engaging our service.

Please feel free to call us at 6737 8801 or 6339 9255 or email to us a info@HousingLoanSG.com for a FREE No-obligation discussion/analysis.