The BEST Deals in Housing Loans are NOT on bank website!

Post by **Dennis Ng** » Sat Feb 03, 2007 11:08 pm

someone asked me questions at another website. Below I extract his questions and my answer for everyone's easy reference:

Originally posted by WeiHan
Dennis,

Actually, it don't take me much time to go to OCBC bank website and found a package that offers 3.75% fix rate private home loan. The only thing is that they can only offer up to 80% of the house value. What do you think? If I get 3.75%, what more can I ask?

My comments:
3.75% Fixed Rate is a good deal? I hate to disappoint you, but it is NOT a good deal at all. There are definitely better deals than that around NOW.

Our service is FREE. We help to ensure you get the BEST deal in town.

We help to negotiate for lower legal fees, thereby helping clients save anything from $200 to $900 in legal fees.

Of course you can choose to DIY. However, there's really no benefit to DIY at all. Why not sit there, relax and let us serve you and enjoy all the additional benefits we provide.

In Australia, people would typically choose to go to someone like us (Independent Mortgage Broker) for Housing Loans, rather than approaching banks themselves. We're at least 10 years behind Australia in this area.

Because Housing Loan are typically a few hundred thousand dollars, any difference in interest rates can mean a few thousands to tens of thousands dollars of interest savings if you get the BEST deal.

One thing I like to share is that the "BEST" deals are NEVER published on the websites of Banks at all, the best deals are sometimes little known Special Promotions....only an Independent Mortgage Broker like us would know all the Special Promotions available at any point in time.

We are also kept informed of any "up-coming" promotions. Thus, we're in a position to help consumers to get the BEST deal in Housing Loan, day after day, month after month, year after year!

For any further discussion or clarification, just call us at 6737 8801 or email us at info@HousingLoanSG.com and one of our trained consultants would be pleased to serve you with a smile.